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Fintech Systems Engineer at Nivoda. Remote Location: Remote - European timezone. Fintech Systems Engineer. Location: . Europe, Remote. Nivoda: Where Innovation and Gemstones Meet. Nivoda. is building the global marketplace for jewellery.. Our platform connects retailers and suppliers across diamonds, gemstones, and finished jewellery, already enabling more than $300M in annual transactions and scaling rapidly toward a billion-dollar business.. Alongside the marketplace, we are building a fintech layer spanning payments, credit, underwriting, and financial operations. These systems generate large volumes of operational and financial decisions every day.. You will be building the internal decision infrastructure that determines how credit, payments, and risk are managed across a marketplace processing hundreds of millions in annual transactions.. Our Mission 💎. The idea of Nivoda was inspired by the ongoing inefficiency of diamond trading. We set out to develop the solution to help businesses, regardless of their size or location, increase their sales and margins, whilst removing the operational burden of sourcing diamonds.. Technology is at the heart of Nivoda’s business, powering everything we do. Within our remote-first team, we foster a culture of innovation and collaboration where engineers can thrive. Join us and be part of a dynamic environment that values creativity, empowers individuality, and recognizes excellence. Together, we push boundaries to deliver groundbreaking solutions and leave a lasting impact on the global industry.. About the role ⭐️. We are hiring a Fintech Systems Engineer to build the internal systems that power decision making across Nivoda’s fintech stack.. Working alongside the Fintech Systems Architect, you will design and implement the tooling, data structures, and decision workflows that support underwriting, payments, and financial operations.. Much of this work will be built using internal tooling platforms such as Retool and Taktile, connecting internal datasets, APIs, and decision logic into reliable systems.. This role focuses on building the decision infrastructure behind Nivoda’s fintech capabilities. Your work will ensure that financial operations scale efficiently as the platform grows.. What would you be doing? 🤔. Build Internal Fintech Systems. Design and implement the internal systems used to operate Nivoda’s fintech capabilities, working extensively with API-first external infrastructure to ensure reliable data flows across underwriting, payments, and financial reporting.. Build applications and decision workflows using platforms such as Taktile that support underwriting decisions, payment operations, and financial monitoring across credit, fraud and AML.. Your impact: fintech operations run through reliable, scalable internal systems that act as a cohesive platform.. Implement Decision Infrastructure. Work directly with internal data to strengthen financial decision making, developing the datasets and signals that power financial decisions.. Structure data and build labelled datasets that support predictive decision making making across underwriting, repayment behaviour, and risk monitoring.. Implement decision logic that leverages these signals across decision infrastructure and operational workflows.. Your impact: financial decisions become accurate, consistent, measurable, and scalable.. Automate Operational Workflows. Identify manual processes across fintech operations and convert them into automated systems that make accurate, impactful decisions.. Design workflows that streamline approvals, reduce manual review, and improve the efficiency of underwriting and payment operations.. Your impact: fintech operations scale without increasing operational complexity.. What do we need from you? 😎. 3–6+ years working with data systems, operational tooling, or analytics infrastructure.. Must be proficient in SQL and Python.. Comfortable building internal applications and operational tooling, including workflow or decision systems such as Retool, Taktile, or similar platforms.. Experience working with APIs and integrating external systems.. Strong ability to structure and work with complex datasets.. A structured thinker who enjoys turning complex operational processes into reliable systems.. Interested in fintech, payments infrastructure, credit, or financial operations.. Nice to have. Experience working with fintech, payments, credit, or underwriting systems.. Experience working with Machine Learning for high-cost decisions.. Exposure to workflow or decision engines such as Taktile.. Experience building internal operational tooling or automation systems.. Background in marketplaces, fintech infrastructure, or financial services.. What Success Looks Like. Key fintech operations run on reliable internal systems rather than manual processes.. Underwriting and payment workflows are automated and scalable.. Financial decisions are supported by structured data and clear decision logic.. Fintech infrastructure scales smoothly as transaction volume grows.. Our culture and what we offer 😉. At Nivoda, we believe that employees today want to evolve in a collaborative, high-growth environment where they can demonstrate their abilities and thrive both professionally and personally. We are convinced that employees need to find alignment between their inner values and their company’s culture and mission to unlock their full potential. We work to create a culture of empowerment, continuous learning and growth where everyone can bring expertise, own projects and easily measure their impact.. Dynamic working environment in a rapidly growing company.. Enjoy a pleasant, low-hierarchy work environment.. Engage in intellectually challenging work that contributes significantly to Nivoda’s success and scalability.. Our current benefits. 🕰️ Flexible working hours and a vibrant company culture . 💻 Remote work . 🧠 Plenty of opportunities for growth and learning. 🏖️ Unlimited holiday allowance. 🚀 Chance to join and contribute to a company during its exponential expansion phase. Nivoda is proud to be an equal opportunity workplace dedicated to promoting diversity. We don’t discriminate on the basis of race, religion, colour, national origin, gender, sexual orientation, age, marital status or disability status. . Even if it seems you don't meet 100% of our musts don't let it stop you, we are all about finding the best talent out there! Skills can be learned, and embracing diversity is invaluable.. Please note: Our Talent Acquisition Team is international coming from across the world. We kindly ask you to please submit your CV and application in English so that it can be reviewed correctly.. *If after reading this job description you believe this is not the best fit for you, we’d encourage you to join our Talent Pool so we can keep you in mind as new roles open up. . You can sign up here: . Nivoda Talent Pool. This ensures you're among the first to hear about openings aligned with your skills and interests.