We are redirecting you to the source. If you are not redirected in 3 seconds, please click here.

Credit Analyst - Cashalo at Tilt Finance. Remote Location: Remote - APAC. Join the Tilt team. At Tilt (formerly Empower), we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond outdated credit scores, using over 250 real-time financial signals to recognize real potential. Named among the . next billion-dollar startups. , we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward.. The Opportunity: Credit Analyst – Cashalo. We're looking for a highly analytical, data-driven Credit Analyst to support the growth and risk management of our Philippines lending business, Cashalo – a recent addition to the Tilt team. This individual will own work-streams across credit policy, testing, and valuations, and will be asked to take projects from ideation to execution. They will also partner with product, tech, and finance teams to build out solutions that drive value for Tilt and our customers.. You will be expected to travel to North America twice per year, and the Philippines ~3 times per year for company onsites - all expenses for these trips will be covered by Tilt / Cashalo.. How You'll Make an Impact. Develop new credit policies and regularly review and update existing ones to support Tilt's business in the Philippines. Collaborate with the technology team to implement and rigorously test these policy changes. Conduct exploratory data analysis to uncover trends and actionable insights, while continuously monitoring portfolio performance and benchmarking against industry standards. Collaborate closely with the Data Science team to influence and use models that solve business problems, monitor business outcomes and enhance analytical tools. Work with Cashalo’s leadership team to refine and execute the business plans and agenda. Partner with other credit and data science teams operating internationally and in the US to identify transferable learnings, strategies, and synergies and help implement them. Partner with leaders in product, engineering, marketing, and finance to ensure that the team’s work fits within the larger picture. Why You're a Great Fit. 2+ years of experience in strategic data analytics, with a focus on using data to solve complicated and ambiguous problems - familiarity with lending / credit industry preferred but not required. Highly proficient in SQL, and Excel for data analysis, automation, and performance reporting - Python familiarity preferred. Excellent verbal and written communication skills, with an emphasis on data driven story-telling for wide audiences. Comfort with ambiguity; the ability to lay out and test clear hypotheses, and solve problems without well-defined direction. Bachelor’s degree in Engineering, Finance, Economics, Computer Science, or a related field.. Eager to learn and adapt in a fast-paced, globally distributed environment.. Location: candidate must be available starting 9am Philippines time, and based in a time zone GMT+5 or later (Philippines, India, Southeast Asia, Australia, etc). Our Interview Process. Initial Recruiter Call:. A conversation to learn about your experience and what you're looking for in your next role.. Hiring Manager Interview:. A deeper discussion about your background and approach to solving challenges.. Skills Panel:. Meet with Tilt and Cashalo team members to discuss your expertise and problem-solving approach through real-world scenarios.. Leadership Conversation:. A final conversation with our global leaders to discuss our mission and how you could contribute to it (and how we can help you achieve your career goals along the way).. Don’t meet every qualification? We care about potential over your past. If you're bringing ambition and drive to what we're building, we want to hear from you.. What you'll get at Tilt. Virtual-first teamwork:. The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.. Competitive pay:. We're big on potential, and it's reflected in our competitive compensation packages and generous equity.. Complete support:. Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.. Visibility is yours. : You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.. Paid global onsites. : Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.). Impact is recognized. : Growth opportunities follow your contributions, not rigid promotion timelines.. The Tilt Way. We're looking for people who chase excellence and impact. Those who stand behind their work, celebrating the wins and learning from the missteps equally. We foster an environment where every voice is valued and mutual respect is non-negotiable — brilliant jerks need not apply. We're in this together, working to expand access to fair credit and prove that people are incredible. When you join us, it's not just another day at the [virtual] office, you're helping millions of hardworking people reach better financial futures.. You’re pushing ahead in your career? We can get behind that. Join us in building the credit system that people deserve.