Payments Analyst (Remote) at OnHires

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Payments Analyst (Remote) at OnHires. Remote Location: Remote Europe. B2C SaaS | Subscriptions | Stripe | Payments Analytics. Location:. Remote (Europe). Employment:. Full-time, B2b contract. Start date:. ASAP. Our client is a global digital product company and startup accelerator building and scaling high-traffic B2C SaaS products with millions of users worldwide. The team manages a portfolio of subscription-based products with recurring revenue, trial-to-paid flows, and auto-renewals.. Payments are centralized across multiple products and built on Stripe, PayPal, and supporting providers. The company is now looking for a Payments Analyst to strengthen payments analytics and support performance, reliability, and optimization across high-volume subscription products.. This is a hands-on, data-driven role focused on understanding payment flows, identifying revenue leakage, and improving authorization, recovery, and billing outcomes at scale.. What You’ll Do. Analyze end-to-end payment flows across subscription products, focusing on authorization rates, decline reasons, retries, churn, and recovery.. Work hands-on with Stripe dashboards, reporting, and exports to monitor billing performance, subscriptions, disputes, and fraud signals.. Support recurring billing optimization initiatives (retry logic, dunning flows, grace periods, recovery strategies).. Analyze chargebacks, dispute ratios, and fraud indicators; support improvements using tools such as Stripe Radar, Verifi, Ethoca, or similar.. Break down declines by issuer, region, payment method, and customer cohorts to identify optimization opportunities.. Build and maintain recurring reports and dashboards covering key payment KPIs (authorization rate, recovery rate, churn, disputes, revenue impact).. Use SQL extensively to transform raw payment data into structured datasets, reports, and dashboards.. Collaborate closely with Product, Finance, Payments, Fraud, and Customer Support teams to support data-backed decision-making.. Monitor billing flows for potential compliance or transparency issues (e.g. PSD2/SCA) and escalate risks when identified.. This role focuses on analysis and insights. Regulatory compliance ownership sits with dedicated Compliance / Legal teams.. What We’re Looking For. 4+ years of experience in payments analytics, billing operations, revenue operations, or subscription-based digital products.. Strong hands-on experience with Stripe (subscriptions, payments, disputes, reporting).. Strong SQL skills and experience building reports or dashboards from raw data.. Solid understanding of recurring billing mechanics (renewals, retries, dunning, trial-to-paid flows).. Experience working with payment KPIs such as authorization rates, decline reasons, recovery rates, dispute ratios, and churn.. Familiarity with fraud and chargeback processes and tools (Stripe Radar, Verifi, Ethoca, Sift, Kount, etc.).. Analytical mindset with strong Excel / Google Sheets skills; experience with BI tools (Looker, Tableau, etc.) is a plus.. Comfortable working in a fast-paced, performance-driven environment.. Nice to Have. Experience in B2C SaaS or subscription / continuity-based products.. Exposure to high-volume or multi-product payment environments.. Familiarity with multi-MID setups, alternative payment methods, or localized billing.. Prior involvement in payment experiments or billing optimizations.. Why This Role. First dedicated payments role in the company. High visibility and real ownership. Opportunity to shape how payments are handled long-term