Lead Data Scientist at Bondora

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Lead Data Scientist at Bondora. . Location: Latvia; Remote; Tallinn, Harju, Estonia; Tartu, Tartu, Estonia. At Bondora, our mission is clear: to empower people to enjoy life more while alleviating the stress of managing finances. Founded in 2008, Bondora has proudly served a diverse community of over 1 million customers for an impressive 16 years.. . As a rapidly growing financial technology company, we’re reaching new heights with a bold vision. We’re set to acquire a banking license, unlocking a world of possibilities for our customers. Our investment product is available Europe-wide, and we’re actively expanding our loan product footprint to 11 new countries.. . Join us on this journey and let’s build the future of finance together!. What is this role about?🚀. . As the . Lead Data Scientist. at . Bondora. , you’ll be the driving force behind our data science strategy and the creation of high-impact scoring models. This is both a strategic and hands-on role — you’ll collaborate with our credit, product, engineering, and business teams to bring advanced data science to life in everyday decision-making.. . You’ll lead a talented team of data scientists, ensuring . model accuracy. , . regulatory compliance. , and . business alignment. , while building a culture of innovation and learning 💡. . Your main responsibilities 🎯. . . Oversee the design, development, and implementation of scalable scoring models to drive business impact.. . Collaborate with the Credit team to define data science strategies and ensure alignment with overall business objectives.. . Guide and mentor junior data scientists, fostering a culture of innovation, continuous improvement, and best practices in model development and deployment.. . Communicate complex technical concepts to non-technical stakeholders, providing actionable insights and driving data-informed decision-making.. . Establish rigorous testing and validation protocols to ensure model accuracy, reliability, and compliance with regulatory standards.. . Stay on top of industry trends and emerging technologies, integrating them into the team’s workflow to maintain competitive advantage.. . Work closely with product, engineering, and business teams to integrate data science outputs into production systems and strategic initiatives.. . . What would ensure success in this role?💪. . . Proven track record in developing and validating credit models, ensuring they meet both regulatory requirements and business performance standards.. . Expertise in regression, classification, ensemble methods, and time-series forecasting through both linear and nonlinear modeling.. . Strong proficiency in Python (or R) and SQL, with hands-on experience in libraries like scikit-learn, TensorFlow/PyTorch.. . Experience building and managing robust data pipelines, including ETL processes, data cleaning, and integration across disparate systems.. . Familiarity with deploying machine learning models into production environments using cloud platforms (Azure) and containerization technologies (Docker, Kubernetes).. . Proficiency in visualization tools, such as Tableau, to translate complex data insights into clear, actionable business intelligence.. . Knowledge of agile development practices to efficiently manage projects and deliver iterative improvements in dynamic environments.. . . What can you expect at Bondora? . . . 🎯 Be part of Bondora’s ambitious journey toward 1BN in revenue - your work will have a real impact.. . 💰 Enjoy a competitive salary and amazing benefits: 5 weeks of vacation, private healthcare compensation, hobby grant, mental health support, share options, and much more!. . 📈 Work in an environment that encourages growth and innovation - with resources and budget for continuous learning.. . . The next steps. . If you have the guts, ideas, and a team vision, apply now! . . Our hiring process:.  . . 1️⃣ Meet . Kerli H.. , our Recruiter — your first chat to share your story and ambitions.. 2️⃣ Complete our . personality and logic assessments. via Alva Labs.. 3️⃣ Meet . Rafael. , Head of Data Science.. 4️⃣ Tackle a . home task. to showcase your skills.. 5️⃣ Discuss your case study with . Rafael . and one of the team mates.. 6️⃣ Chat with . Juris. , our Chief Credit Officer.. 7️⃣ 🎉 If the stars align — welcome to Bondora!. . .  . . Join our team of Bondorians, and let's make it happen!. . If you'd like to read how Bondora collects, uses, and protects your personal data during recruitment, please see . here. .