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Underwriter (Post-Close/QC) at Lendz Financial. . Location: US | Remote. Lendz Financial offers a full-service direct wholesale residential mortgage lending platform, focused on helping mortgage brokers grow their loan origination volume with simplified processes and intuitive, tech-based solutions. We emphasize a modern, customer-centric approach, offering competitive rates, a diverse range of products, and rapid turnaround times. Committed to delivering a world-class experience for our broker partners, we streamline the lending process to ensure a smooth journey from application to closing.. . Our core values, Thrive Together, Act Like an Owner, and Exceed Expectations, cultivate a collaborative, high-performance culture that drives our pursuit to become the undeniable leader in mortgage lending. Lendz is proud to be . Great Place to Work. certified and recognized as a . Scotsman Guide Top Workplace. About the Role. . Lendz Financial is seeking an experienced and detail-oriented Post-Closing Underwriter to join our growing Operations team. This role is designed for a mortgage professional with a strong understanding of loan documentation, post-closing processes, and investor delivery requirements who can ensure loans are accurately completed, purchased, and delivered with the highest level of quality and efficiency.. . Rather than serving solely as an administrative reviewer, this individual will play a critical role in protecting loan salability, maintaining file integrity, and supporting operational excellence throughout the post-closing lifecycle. The ideal candidate brings a thorough understanding of residential mortgage documentation—particularly within Non-QM lending—and can proactively identify and resolve issues that may impact investor purchase, compliance, or collateral completeness.. . This is a fully remote position. , within a collaborative, high-accountability environment that values ownership, continuous improvement, and professional growth.. . What You'll Do. . . Conduct detailed post-closing reviews of residential mortgage loan files to ensure accuracy, completeness, and salability. . Review executed loan documents for compliance with company, investor, agency, and regulatory requirements. . Audit closed loan packages to identify missing documentation, document discrepancies, signature deficiencies, and data inconsistencies. . Coordinate with Closing, Processing, Underwriting, Account Management, and external settlement partners to obtain required corrections and trailing documents. . Manage post-closing conditions and clear outstanding deficiencies in a timely manner. . Ensure collateral files are complete, accurately imaged, and prepared for investor purchase and delivery. . Review final loan documentation for adherence to product guidelines, closing instructions, and internal policies. . Monitor and track trailing documents, including recorded mortgages, final title policies, assignments, and other collateral-related items. . Assist with investor purchase suspense resolution and respond to post-purchase documentation requests. . Support loan boarding, shipping, and investor delivery processes as applicable. . Maintain accurate records of post-closing activity, exception tracking, and document status reporting. . Partner cross-functionally with Operations, Underwriting, Secondary Marketing, Compliance, and Quality Control teams to resolve file-level issues efficiently. . Identify recurring documentation or process deficiencies and provide recommendations for operational improvements. . Support internal audits, due diligence reviews, regulatory examinations, and investor inquiries as needed. . Stay current on Non-QM product requirements, investor guidelines, and applicable federal and state regulations. . Contribute to a collaborative team environment focused on accountability, operational excellence, and continuous improvement. . . What We're Looking For. . . 3+ years of mortgage underwriting, post-closing, closing, collateral, funding, quality control, or related mortgage operations experience. . Strong understanding of residential mortgage loan documentation and post-closing workflows. . Experience reviewing closed loan packages for accuracy, completeness, and investor compliance. . Familiarity with Non-QM loan products, including Bank Statement programs, DSCR, Asset Utilization, and 1099 income loans. . Working knowledge of mortgage compliance regulations, including TRID, RESPA, ECOA, ATR/QM, and applicable federal and state requirements. . Understanding of collateral management, trailing document processes, investor delivery requirements, and loan salability standards. . Ability to identify documentation deficiencies, assess materiality, and resolve issues efficiently. . Excellent organizational skills with strong attention to detail and accuracy. . Strong written and verbal communication skills, with the ability to work effectively across multiple departments and external partners. . Ability to manage multiple priorities and deadlines in a fast-paced environment. . High level of accountability, professionalism, and ownership. . Experience with mortgage loan origination systems, document management platforms, and Microsoft Office Suite. . Previous experience with Non-QM lending, investor delivery, collateral review, or quality control preferred. . . What We Offer. . . Highly subsidized medical insurance. . Low-cost dental and vision insurance. . 401(k) program. . Health Savings Account (HSA). . Generous paid time off and company holidays. . Ongoing training, mentorship, and professional development opportunities. . A collaborative and supportive work environment that values ownership, innovation, and growth.