Staff Product Manager, Credit Underwriting at Dave

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Staff Product Manager, Credit Underwriting at Dave. Location Information: United States. Dave is the finance version of David and Goliath taking on the big banks and helping millions with money challenges.. Own the roadmap: Continually drive an ambitious underwriting strategy and multi-quarter roadmap across Dave’s portfolio of credit products to expand credit access to more members.. Build credit solutions that scale: Partner with Data Science, Engineering, and Product vertical owners to design, test, and scale a new multi-product underwriting platform.. Expand data advantage: Champion the expansion of new, differentiated credit signals beyond core bank data to continually strengthen CashAI performance.. Own the numbers: Own the KPIs that matter most to the underwriting function – take rate, loss rate, disbursement volume, and retention – and manage trade-offs to the business.. Drive speed to learning: Lead experimentation on underwriting and model changes, from hypothesis through rollout, with rigor before scaling company-wide.. Be a force multiplier: Mentor others on credit domain expertise and help raise the bar for how Dave evaluates and scales new underwriting approaches.. Shape what’s next: Partner with senior leadership to identify new underwriting-driven business opportunities – new products, partnerships, or data sources – that unlock growth.. 8+ years of product or credit risk management experience, including 5+ years focused on credit, underwriting, or risk in a consumer lending, fintech, or banking environment.. Deep, hands-on experience with underwriting models and decisioning strategy, including cash-flow-based or alternative-data underwriting.. Proven ability to set a multi-quarter or multi-year underwriting strategy that other product managers and teams execute against.. Strong quantitative and statistical fluency – comfortable partnering with Data Science on model design, validation, and monitoring.. A track record of navigating regulatory and compliance requirements for consumer credit products.. Executive-level communication skills, with experience presenting underwriting strategy and risk trade-offs to senior leadership.. Strong sense of urgency – you act as a business owner to move quickly to test, validate, and ship improvements without cutting corners on rigor.. Proven ability to use AI tools to accelerate underwriting analysis, model iteration, and decision-making.. Bachelor's degree in a quantitative field such as Statistics, Economics, Finance, or Computer Science, or equivalent practical experience.. Pay range:. $208K - $290K. Opportunity to tackle tough challenges, learn and grow from fellow top talent, and help millions of people reach their personal financial goals. Flexible hours and virtual-first work culture with a home office stipend. Premium Medical, Dental, and Vision Insurance plans. Generous paid parental and caregiver leave. 401(k) savings plan with matching contributions. Financial advisor and financial wellness support. Flexible PTO and generous company holidays, including Juneteenth and Winter Break. All-company in-person events once or twice a year and virtual events throughout