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Analyst II, Credit at Affirm. Location Information: Anywhere in the World. . Headquarters:. Remote UK . . At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.. As a Merchant Risk Analyst, you will assess financial risk related to credit, fraud and identity associated with the merchants. You will also coordinate with cross-functional partners to assess non-financial risk – brand, reputational, legal and compliance risk.. . The ideal candidate will have knowledge or experience in e-commerce underwriting and/or commercial lending. They will also have a solid understanding of evaluating merchant financial risk based on 3rd party data, credit reports, and other merchant attributes. Prior work experience in payments, lending, banking or financial institutions is a plus!. . . . What you’ll do. . . . Assess brand, compliance, fraud and financial risk and determine credit exposure risk on new and existing merchants. . . . Use business credit reports, financial documents, investigative research tools, and financial market data to conduct risk assessment of Affirm’s merchants. . . . Investigate and use new sources of third party data to assess merchant financial risk. . . . Conduct ongoing monitoring of credit, fraud, and dispute/chargeback trends by merchants. . . . Business Improvement In Execution: Leverage your knowledge to provide guidance towards the automation/improvements of merchant risk evaluation. . . . . . What we look for. . . . 3+ years of experience in assessing merchant risk in a function such as Merchant/Seller Risk Management, Fraud, Collections, or Merchant Underwriting. . . . Experience working with cross functional partners across the organization, especially Sales and Business Development teams. . . . Experience reviewing financial documents, business credit reports and payment processor statements. . . . Ownership mentality: Demonstrate an appropriate sense of accountability, ownership, urgency and execution. . . . Compensation & Benefits. . Base Pay Grade - G. . Equity Grade - 3. . Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.. . Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidised medical coverage, dental and vision for you and your dependents.). . Base pay range per year: £66,000 - £76,000 . . Location: UK Remote. . #LI-Remote. . Remote-first with flexibility built in. Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.. . Benefits designed for you. Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:. . . Health coverage at no cost: We cover 100% of premiums for employees and their dependents.. . Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.. . Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.. . Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.. . . We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.. . For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.. . . . By clicking "Submit Application," you acknowledge that you have read Affirm's . Global Candidate Privacy Notice. and consent to the use of your personal information as described.. . . To apply:. . https://weworkremotely.com/remote-jobs/affirm-analyst-ii-credit.