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FP&A Specialist at RecargaPay. Come Make an Impact on Millions of Brazilians!. At RecargaPay, we’re on a mission to deliver the best payment experience for Brazilian consumers and small businesses — by building a powerful digital ecosystem where the banked and unbanked connect, and where consumers and merchants have a one-stop shop for all their financial needs.. We serve over 10 million users and process more than USD 4 billion annually. We’ve been profitable since 2022 and operate our own credit business. We are an AI-first, 100% remote team, scaling in the rapidly changing Brazilian financial market.. Our goal? Deliver the best payment experience in Brazil for people and small businesses alike.. We value autonomy, ownership, and a bias for action. We’re looking for people who are curious, hands-on, and driven by impact — who want to solve real problems, work with strong teams, and rethink what’s possible.. If you’re ready to do your best work, at scale, with purpose — this is your place.. Responsibilities. Develop and maintain financial models for forecasting revenue, expenses, balance sheet, and cash flow, as well as how these financial statements are interconnected. . . Perform detailed financial performance analyses, including margin analysis, product/service profitability, operational efficiency, and key financial metrics. . . Collaborate in the preparation of the company’s annual budget and monitor performance against that budget. . . Prepare regular financial reports for senior management and external stakeholders, such as investors and regulators. . . Provide financial analysis and insights to support strategic decision-making across the organization. . . Work closely with other teams, such as operations, sales, and product development, to understand the financial needs of each area and ensure the integration of financial information across the company. . . Identify opportunities to improve financial processes and implement efficient and scalable solutions.. . . Knowledge of corporate consolidation and intercompany relationships . . Knowledge of balance sheet forecasting and how it connects to other financial statements . . Understanding of US GAAP framework . . Advanced Excel skills . . Advanced English / Spanish is a plus . . Teamwork and cross-functional collaboration skills. . Company Location: Brazil.