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FBS Senior Actuarial Analyst-Insurance at Capgemini. Our Client is one of the United States’ largest insurers, providing a wide range of insurance and financial services products with gross written premium well over US$25 Billion (P&C). They proudly serve more than 10 million U.S. households with more than 19 million individual policies across all 50 states through the efforts of over 48,000 exclusive and independent agents and nearly 18,500 employees. Finally, our Client is part of one the largest Insurance Groups in the world. We are seeking a highly analytical and detail-oriented . Senior Actuarial Analyst. to join our team. . This position plays a key role in estimating ultimate losses and loss adjustment expenses (ULAE), as well as calculating incurred but not reported (IBNR) reserves for Personal Lines book of business.. Key Responsibilities:. . Lead and execute the . monthly Actual vs. Expected (AvE) analysis. for a designated book of business.. . Investigate and interpret the . drivers of deviations. between actual reported losses and expected losses based on models and prior analyses.. . Support . monthly financial bookings. , ensuring reserve adequacy and accuracy.. . Participate in the . quarterly reserve review process. to update ultimate loss and ULAE estimates.. . Collaborate with other actuarial and finance teams to communicate key findings and insights.. . Ensure transparency and reproducibility of work through clear documentation and automation where possible.. . Required Qualifications:. . Bachelor’s degree in actuarial science, Mathematics, Statistics, Data Science, or related field.. . 3+ years of relevant actuarial experience, preferably in reserving or property & casualty insurance.. . Strong command of actuarial reserving concepts and techniques.. . Proficiency in . SQL. and either . R. (preferred) or . Python. for data manipulation and analysis.. . Progress towards actuarial designation with the . CAS. (minimum of 3 exams passed preferred).. . Strong analytical skills with the ability to synthesize complex data and explain findings to non-technical stakeholders.. . Excellent organizational and time management skills.. . Preferred Qualifications:. . Prior experience with personal lines insurance.. . Familiarity with financial reporting processes and tools.. . Experience in process automation and data visualization.. . Company Location: Colombia.