
Senior Underwriter at RWM Home Loans. Location Information: USA. Job Overview. Great Opportunity to join an Established Mortgage Banker in their 30th year in business! Top 10 company ranking by Experience.com for customer satisfaction.. We are a leading mortgage lending institution dedicated to providing exceptional service and innovative financial solutions to our clients. With a commitment to excellence and a dynamic team environment, we empower our employees to thrive and succeed.. Looking for individual to become a LONG TERM team member our average employee tenure is 5-10 years.. Must thrive on engagement with our origination team. Underwriters must be comfortable and are encouraged to pickup the phone to discuss questions/challenges on files to ensure a thorough loan decision is issued. .. Seeking an experienced Mortgage Underwriter.. NON QM and Jumbo underwriting experience desired. DE or VA automatic underwriter designations is a plus.. Licensed in 22 states. Comfortable with technology. Candidate must possess the following basic skills:. Minimum 5 years of experience in residential mortgage underwriting, with a strong preference for candidates familiar with Encompass software. Experience in Non-QM and Jumbo loan underwriting is required.. Key Responsibilities. Evaluate mortgage loan applications to ensure compliance with company policies, as well as federal and state regulations.. Analyze applicant financial status, credit reports, and property evaluations to determine feasibility of granting loans.. Assess loan risk and make recommendations based on thorough analysis of borrower profiles.. Collaborate effectively with loan officers, processors, and other stakeholders to expedite the underwriting process.. Provide clear and concise explanations for loan decisions and conditions to all parties involved.. Stay updated on industry trends, regulations, and best practices to maintain high-quality underwriting standards.. Qualifications. Minimum 5 years of experience in residential mortgage underwriting.. Proficiency in Encompass software is highly preferred.. Strong understanding of Non-QM and Jumbo loan underwriting requirements.. Excellent critical thinking skills with the ability to solve complex problems.. Positive attitude and ability to thrive in a collaborative team environment.. Exceptional attention to detail and organizational skills.. Excellent communication skills both verbal and written. Must be able to work in a collaborative environment as part of a team.. Ability to work and effectively communicate with processors and loan officers. Bachelor's degree preferred but not required.. Excellent Benefits:. Medical/Dental/Vision/Life Insurance. 401k plan. Vacation and Sick Time. Job Type: Full-time. "We are a forward thinking group of individuals with a common vision to help as many people as possible achieve their dream of homeownership.". Top Workplaces Professional Development | . 2023. Top Workplaces Woman-Led | . 2023. Top Workplaces Employee Appreciation | . 2023. Top Workplaces Well-Being | . 2023. Top Workplaces USA | . 2022-2023. Top Workplaces for Innovation | . 2022. Inc 5000 – Fastest Growing Private Companies | . 2021. Top 10 Mortgage Company – Experience.com (formerly Social Survey) | . 2018-2023. Top Workplaces San Diego | . 2015-2023. Equal Opportunity Employer:. We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.. Job Type: Full-time. Pay: $85,000.00 - $100,000.00 per year. Benefits:. . 401(k). Dental insurance. Health insurance. Health savings account. Life insurance. Paid time off. Referral program. Retirement plan. Vision insurance. . Schedule:. . Monday to Friday